The Major "Actors" In Student Debt & "Forgiveness"

Student debt is multiplied-and-aggravated by the following.

1. The costs of maintaining top-heavy populations of overpaid administrators who are not involved in: At least half-time teaching; Or, such full-time research as benefits The People (And is NOT only a matter of academic's "hobby horses"; Or, directly involved in library services to students or such faculty as cited above or public safety or grounds-and-building maintenance.

2, The costs providing remedial education to those students who are not prepared for university level "work" at entry into universities or colleges.

3. The costs of supporting faculty and students in such courses/programs which cannot be scientifically (ie Valid & Reliable) demonstrated to provide measurable benefits to The People.

If, and only if, we would expend tax-moneys to "forgive" student debt, it must be limited to those graduates who:
4. Do, in fact, provide measurable benefits to all (ie Those with degrees in STEM and medical arts programs); Or,
5. Serve our fellow Americans by full-time employment in such dangerous duty as peace-officers or fire-fighters or in combat arms of our military forces.